{"id":1619,"date":"2018-06-26T13:07:38","date_gmt":"2018-06-26T05:07:38","guid":{"rendered":"http:\/\/cn.dailyeconomic.com\/finance\/?p=1619"},"modified":"2018-06-26T13:07:38","modified_gmt":"2018-06-26T05:07:38","slug":"%e4%b8%87%e4%ba%8b%e8%be%be%e5%8d%a1%e5%92%8cvisa%e5%ba%94%e6%84%9f%e8%b0%a2%e7%be%8e%e5%9b%bd%e6%9c%80%e9%ab%98%e6%b3%95%e9%99%a2%e8%a3%81%e5%86%b3","status":"publish","type":"post","link":"https:\/\/cn.dailyeconomic.com\/finance\/2018\/06\/26\/1619.html","title":{"rendered":"\u4e07\u4e8b\u8fbe\u5361\u548cVISA\u5e94\u611f\u8c22\u7f8e\u56fd\u6700\u9ad8\u6cd5\u9662\u88c1\u51b3"},"content":{"rendered":"<p>\u7f8e\u56fd\u6700\u9ad8\u6cd5\u9662\u5bf9\u4fe1\u7528\u5361\u8d39\u7528\u505a\u51fa\u7684\u88c1\u51b3\u662f\u7f8e\u56fd\u8fd0\u901a\u516c\u53f8(American Express Co., AXP)\u4e0e\u5176\u7ade\u4e89\u5bf9\u624b\u4e07\u4e8b\u8fbe\u5361(Mastercard Inc., MA)\u548cVISA Inc. (V)\u8f83\u91cf\u65f6\u53d6\u5f97\u7684\u4e00\u9879\u80dc\u5229\uff0c\u4f46\u6700\u7ec8\u7ed3\u679c\u53ef\u80fd\u662f\u8fdb\u4e00\u6b65\u5de9\u56fa\u8fd9\u4e09\u5bb6\u516c\u53f8\u5728\u7f8e\u56fd\u652f\u4ed8\u5e02\u573a\u7684\u5730\u4f4d\u3002<\/p>\n<p>\u6700\u9ad8\u6cd5\u9662\u5468\u4e00\u652f\u6301\u4e86\u7f8e\u56fd\u8fd0\u901a\u7981\u6b62\u5546\u5bb6\u6fc0\u52b1\u987e\u5ba2\u4f7f\u7528\u5176\u5b83\u8d39\u7528\u8f83\u4f4e\u7684\u4fe1\u7528\u5361\u8fdb\u884c\u652f\u4ed8\u7684\u653f\u7b56\u3002\u5468\u4e00\u5348\u95f4\u7f8e\u56fd\u8fd0\u901a\u80a1\u4ef7\u4e0a\u6da81.8%\uff0c\u800cVISA\u548c\u4e07\u4e8b\u8fbe\u5361\u80a1\u4ef7\u5206\u522b\u4e0b\u8dcc\u4e864%\u548c3.5%\u3002<\/p>\n<p>\u4f46\u8be5\u88c1\u51b3\u652f\u6301\u4e86\u8fd9\u4e09\u5bb6\u53d1\u5361\u7f51\u7edc\u5728\u7f8e\u56fd\u6536\u53d6\u7684\u8f83\u9ad8\u624b\u7eed\u8d39\uff0c\u4ece\u800c\u5bf9\u8fd9\u4e09\u5bb6\u516c\u53f8\u5747\u6709\u5e2e\u52a9\u3002\u76ee\u524d\u7f8e\u56fd\u7684\u4fe1\u7528\u5361\u624b\u7eed\u8d39\u4e00\u822c\u57282%\u4ee5\u4e0a\uff0c\u800c\u5176\u5b83\u5e02\u573a\u5219\u4e0d\u52301%\u3002\u5403\u4e8f\u7684\u5c06\u662f\u90a3\u4e9b\u8bd5\u56fe\u6253\u9020\u4e0d\u4f7f\u7528\u4fe1\u7528\u5361\u7f51\u7edc\u7684\u65b0\u578b\u652f\u4ed8\u7cfb\u7edf\u7684\u521d\u521b\u516c\u53f8\u3002<\/p>\n<p>\u9ad8\u6602\u7684\u4fe1\u7528\u5361\u8d39\u7528\u5bf9\u6d88\u8d39\u8005\u6765\u8bf4\u8fd8\u4e0d\u662f\u4e2a\u53ef\u6015\u7684\u95ee\u9898\uff0c\u56e0\u4e3a\u8fd9\u7b14\u8d39\u7528\u4e2d\u7684\u5f88\u5927\u4e00\u90e8\u5206\u6700\u7ec8\u4ee5\u8fd4\u73b0\u6216\u5176\u5b83\u5956\u52b1\u65b9\u5f0f\u56de\u5230\u4e86\u6d88\u8d39\u8005\u7684\u53e3\u888b\u3002\u4fe1\u7528\u5361\u7f51\u4e0a\u5546\u57cecreditcards.com\u884c\u4e1a\u5206\u6790\u5e08Matt Schulz\u8868\u793a\uff0c\u5982\u679c\u6cd5\u9662\u505a\u51fa\u4e86\u76f8\u53cd\u7684\u88c1\u51b3\uff0c\u5219\u51e0\u4e4e\u80af\u5b9a\u4f1a\u5ba3\u544a\u4fe1\u7528\u5361\u5956\u52b1\u9ec4\u91d1\u65f6\u4ee3\u7684\u843d\u5e55\u3002<\/p>\n<p>\u8fd9\u4e9b\u9ad8\u989d\u5956\u52b1\u53cd\u8fc7\u6765\u4fdd\u6301\u4e86\u6d88\u8d39\u8005\u5bf9\u4fe1\u7528\u5361\u7684\u70ed\u60c5\u3002\u5373\u4fbf\u5728\u901a\u8fc7Apple Pay\u3001PayPal\u7b49\u65b0\u7684\u7f51\u4e0a\u548c\u79fb\u52a8\u5e73\u53f0\u8fdb\u884c\u652f\u4ed8\u65f6\uff0c\u7f8e\u56fd\u6d88\u8d39\u8005\u4ecd\u6709\u5f88\u5f3a\u7684\u52a8\u673a\u8981\u5c06\u4ed6\u4eec\u7684\u4fe1\u7528\u5361\u7ed1\u5b9a\u5728\u8fd9\u4e9b\u5e73\u53f0\u4e0a\u3002\u8fd9\u662f\u7f8e\u56fd\u4e0e\u4e2d\u56fd\u7b49\u5176\u5b83\u5e02\u573a\u4e4b\u95f4\u7684\u4e00\u4e2a\u91cd\u8981\u5dee\u5f02\uff0c\u5728\u4e2d\u56fd\uff0c\u652f\u4ed8\u5b9d(Alipay)\u7b49\u79fb\u52a8\u652f\u4ed8\u7cfb\u7edf\u8fc5\u901f\u53d1\u5c55\uff0c\u5411\u5546\u5bb6\u6536\u53d6\u7684\u8d39\u7528\u8981\u4f4e\u5f97\u591a\uff0c\u53ea\u67090.6%\u5de6\u53f3\u3002<\/p>\n<p>\u8fd9\u9879\u88c1\u51b3\u53ea\u9002\u7528\u4e8e\u4fe1\u7528\u5361\uff0c\u56e0\u6b64\u5e76\u4e0d\u7981\u6b62\u5546\u5bb6\u5bf9\u4f7f\u7528\u73b0\u91d1\u6216\u6ca1\u6709\u7ed1\u5b9a\u4fe1\u7528\u5361\u7684\u79fb\u52a8\u5e73\u53f0\u7b49\u5176\u5b83\u65b9\u5f0f\u8fdb\u884c\u652f\u4ed8\u63d0\u4f9b\u6fc0\u52b1\u3002\u4f46Keefe, Bruyette &#038; Woods\u5206\u6790\u5e08Sanjay Sakhrani\u8868\u793a\uff0c\u5b9e\u9645\u64cd\u4f5c\u65f6\u8fd9\u53ef\u80fd\u4f1a\u5f88\u7e41\u7410\u5e76\u8ba9\u6d88\u8d39\u8005\u656c\u800c\u8fdc\u4e4b\u3002<\/p>\n<p>\u5c3d\u7ba1\u652f\u4ed8\u9886\u57df\u6b63\u5728\u53d1\u751f\u79cd\u79cd\u6280\u672f\u53d8\u9769\uff0c\u4f46\u81f3\u5c11\u5728\u7f8e\u56fd\uff0c\u4fe1\u7528\u5361\u5c06\u7ee7\u7eed\u5728\u5e02\u573a\u79f0\u96c4\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>\u7f8e\u56fd\u6700\u9ad8\u6cd5\u9662\u5bf9\u4fe1\u7528\u5361\u8d39\u7528\u505a\u51fa\u7684\u88c1\u51b3\u662f\u7f8e\u56fd\u8fd0\u901a\u516c\u53f8(American E <a class=\"mh-excerpt-more\" href=\"https:\/\/cn.dailyeconomic.com\/finance\/2018\/06\/26\/1619.html\" title=\"\u4e07\u4e8b\u8fbe\u5361\u548cVISA\u5e94\u611f\u8c22\u7f8e\u56fd\u6700\u9ad8\u6cd5\u9662\u88c1\u51b3\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1619","post","type-post","status-publish","format-standard","has-post-thumbnail","category-company"],"_links":{"self":[{"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/posts\/1619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/comments?post=1619"}],"version-history":[{"count":1,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/posts\/1619\/revisions"}],"predecessor-version":[{"id":1620,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/posts\/1619\/revisions\/1620"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/media\/284"}],"wp:attachment":[{"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/media?parent=1619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/categories?post=1619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cn.dailyeconomic.com\/finance\/wp-json\/wp\/v2\/tags?post=1619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}